National Flood Insurance Program

National Flood Insurance Program  (FEMA)

In 1968, Congress created the National Flood Insurance Program (NFIP) in response to the rising cost of taxpayer-funded disaster relief for flood victims and the increasing amount of damage caused by floods.  The NFIP makes Federally-backed flood insurance available in communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage.

The National Flood Insurance Program (NFIP) Coordinator works with local units of government to assist them in meeting the NFIP requirements.  This is carried out through a program of education, technical assistance, and oversight.  In addition, assistance is provided to lenders, realtors, and insurance agents, as well as private citizens, who have questions about flood insurance or floodplain management.

Currently, the following Oceana County municipalities participate in the NFIP program:  Townships of Benona, Golden, Newfield, Ferry, & Pentwater                                                                      Villages of Pentwater & Hesperia and the City of Hart

For information contact:

Jim Duram,  Emergency Coordinator at 231-873-4473  or emergencymanagement@oceana.mi.us 

Matt Occhipinti, District Floodplain Engineer at (616) 204-1708 or occhipintim@michigan.gov

General Information:  (800) 427-4661
FEMA Disaster Assistance: (800) 621-3362