National Flood Insurance Program

National Flood Insurance Program (NFIP)

In 1968, Congress created the National Flood Insurance Program (NFIP) in response to the rising cost of taxpayer-funded disaster relief for flood victims and the increasing amount of damage caused by floods. The NFIP makes Federally-backed flood insurance available in communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage.

The National Flood Insurance Program (NFIP) Coordinator works with local units of government to assist them in meeting the NFIP requirements. This is carried out through a program of education, technical assistance, and oversight. In addition, assistance is provided to lenders, realtors, and insurance agents, as well as private citizens, who have questions about flood insurance or floodplain management.

Currently, the following Oceana County municipalities participate in the NFIP program:

  •       Townships of Benona, Golden, Newfield, Ferry, and Pentwater
  •       Villages of Pentwater and Hesperia
  •       City of Hart

Local Contacts

Troy Maloney
Emergency Coordinator
(231) 873-4473

Matt Occhipinti
District Floodplain Engineer
(616) 204-1708

National Flood Insurance Program (NFIP) – Disaster Assistance

(800) 427-4661

FEMA Disaster Assistance

(800) 621-3362

Contact the Drain Commissioner


Michelle Martin Drain Commissioner

John Warner, P.E. Deputy Drain Commissioner

Main Phone: (231) 873-3887

Fax: (231) 873-5914

Address Oceana County Building
100 S. State Street, Suite M-11
Hart, MI 49420

Hours Monday - Friday
8:00 AM - 4:00 PM
Occasionally closed from 12:00 PM - 1:00 PM for lunch

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