National Flood Insurance Program

National Flood Insurance Program (NFIP)

In 1968, Congress created the National Flood Insurance Program (NFIP) in response to the rising cost of taxpayer-funded disaster relief for flood victims and the increasing amount of damage caused by floods. The NFIP makes Federally-backed flood insurance available in communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage.

The National Flood Insurance Program (NFIP) Coordinator works with local units of government to assist them in meeting the NFIP requirements. This is carried out through a program of education, technical assistance, and oversight. In addition, assistance is provided to lenders, realtors, and insurance agents, as well as private citizens, who have questions about flood insurance or floodplain management.

Currently, the following Oceana County municipalities participate in the NFIP program:

Townships of Benona, Golden, Newfield, Ferry, Pentwater, and Greenwood
Villages of Pentwater and Hesperia
City of Hart

Local Contacts

Troy Maloney
Emergency Coordinator
(231) 873-4473
emergencymanagement@oceana.mi.us

Matt Occhipinti
District Floodplain Engineer
(616) 204-1708
occhipintim@michigan.gov